Precision for High Stakes
CRE Deals.
Fractional CFO services engineered for commercial real estate firms. From feasibility to stabilization and beyond, we’re your financial partner through any—or every—step in the process.
The Strategic Partner
Behind the Deal.
Founded by Stephon W. Smith, AccretiveCFO provides the high-level financial infrastructure typically reserved for institutional funds. We serve owners, developers, and investors across multifamily, hotel, office, industrial, and mixed-use sectors who demand more than accounting.
We operate as a seamless extension of your team, managing complex capital stacks and providing the clarity required for high-stakes decision making — from conception through disposition.
Institutional Services
Financial Modeling
Dynamic, stress-tested models for multi-phase projects, value-add acquisitions, and complex capital stacks.
Capital Advisory
Strategic guidance on debt and equity structures to optimize your project's IRR.
Budgeting & Forecasting
Proactive cash flow management and variance analysis to prevent project slippage.
Fundraising Support
Professional investor reporting and pitch deck data architecture that builds confidence.
Controller
Budget controls, draw and cost tracking, variance reporting, and month-end close discipline across the asset lifecycle.
Investor Relations Support
Quarterly reporting packages, distribution and waterfall tracking, and proactive expectation management with your LPs and lenders.
Selected Engagements
Institutional GradeECHO Suites Hotel
Bozeman, MT
The Grove
Bozeman, MT
Arc Residences
Great Falls, MT
The Reed Condos
Missoula, MT
Ravara Homes
Missoula, MT
"Stephon stands out as a beacon of excellence in CRE financial analysis. His expertise has been instrumental in supporting my projects, amassing $145M. He crafted an intricate Excel model that seamlessly weaves together diverse layers of investor equity, debt, and other financial sources."